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If you know what to expect, and you have a trusted team of real estate and mortgage lending professionals to guide you, finding and financing a new home can be an exciting and rewarding experience.
Let YSU walk you through some of the benefits
Selecting Homes to See & Showing the Home
We listen carefully to determine your needs and wants in a new home, from selection of area and price range, to style of architecture. We provide a broad view of the market, without wasting your time with inappropriate properties. We will position your financial strength to help you be the strongest buyer you can be. Your York Simpson Underwood agent provides an important second set of eyes, to put property features into a market value context. Our award-winning website, ysuhomes.com, makes it easy for you to view all the available homes on the market.
Writing & Negotiating the Offer
We will analyze existing sales data to help you determine an appropriate and competitive offer. We will act as a cool-headed go-between to keep emotion out of the negotiation and the process on track. We are able to read between the lines of offers and counteroffers based upon our knowledge and experience, giving you the facts you need to feel good about your decision. Our experienced and well-trained agents will assure that all documents are understood and completed within important time frames.
Financing Overview & Specifics
There are hundreds of loan products and lending institutions. A York Simpson Underwood agent will help you sort through a myriad of options to find the best solution for your situation, including offering the services of York Simpson Underwood’s own mortgage company, YSU Lending. You will be a more successful buyer if you know up front what your most workable and comfortable price range is and how you will be viewed by a lender given your financial circumstances.
Representation
We are bound by fiduciary responsibilities to you as a buyer. We represent you as our client. We take these duties very seriously, which is a significant benefit to you.
Contract Contingencies
Securing a seller-accepted contract to purchase depends in large part upon achieving the right balance between offering price and terms. Following contract acceptance comes the critical performance of contract terms, such as whole house and other inspections. We will navigate you through this delicate process, with an eye to the subtle shifts in the balance of negotiating power between buyer and seller. At York Simpson Underwood every intricate detail of the transaction is managed for you with efficiency and competency.
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